Capital One Shopping Review: What You Need to Know before Downloading

Is Capital One Shopping Legit?

Anthony Andrews
Anthony Andrews
Personal finance expert

In a perfect world, online shopping would be quick and easy. But when you’re looking for the best deals, online shopping can be a frustrating and time-consuming undertaking.

Between Googling for coupon codes, switching between tabs to compare prices, and calculating shipping costs, making a purchase can become tedious and exhausting.

That’s where Capital One Shopping comes in. Formerly known as Wikibuy, Capital One Shopping is a free browser add-on that helps save you money by automatically comparing prices, applying promo codes, and alerting you to better deals while you shop.

4.8 star WiseGeek Rating 4.8 star WiseGeek Rating
  • Pros
    Capital One Shopping searches for low prices among major online retailers and finds coupon codes for your shopping cart, all while earning you Capital One Shopping Credits that can be exchanged for gift cards.
  • Cons
    You'll need a U.S. shipping address to use Capital One Shopping and Capital One Shopping Credits can’t be exchanged for Amazon or Target gift cards (although many other gift card options are available).
  • The Bottom Line:
    For U.S. residents who shop online, the Capital One Shopping browser extension is a great way to find cheaper prices and earn gift card rewards, just by making ordinary online purchases.

We wanted to find out whether Capital One Shopping lives up to its reputation as a useful money-saving tool, so we tried it out on a variety of major websites, including Amazon, Target, and Best Buy. We tested all of Capital One Shopping's many features, including monitoring items for price drops, earning rewards at local shops and restaurants, and exchanging Capital One Shopping Credits for gift cards at well-known stores.

You can read our in-depth Capital One Shopping review to learn more, or if you'd like to try out the tool yourself, head over to Capital One Shopping to get the free extension.

This article includes links which we may receive compensation for if you click, at no cost to you.

What Is Capital One Shopping?

Capital One Shopping is a free browser extension that saves you money automatically

Capital One Shopping is a free browser extension that locates and tries out promo codes, looks for lower prices on the items you’re viewing, and alerts you whenever there’s a better deal available from another retailer. You can use it on tens of thousands of websites, including Amazon, eBay, Target, Walmart, Sephora, L.L. Bean, Barnes & Noble, Nike, and many more sites.

Capital One Shopping's benefits have made the browser extension extremely popular – millions of people have added Capital One Shopping to their web browsers. Collectively, they saved an impressive $70 million last year.

If you’re ready to add the free Capital One Shopping extension to your browser and start saving time and money at your favorite online stores, you can do that now.

4.8 star WiseGeek Rating

Add the Capital One Shopping extension to your browser, and start racking up the savings with this free online shopping assistant!

  • FREE: no hidden costs
  • Install in under 30 seconds
  • FREE: no hidden costs
  • Install in under 30 seconds

If you want more information, continue reading for our in-depth Capital One Shoppingreview below:

Capital One Shopping Features

Regardless of whether you make just one online purchase a month, or whether you’re a certified shopaholic, having the Capital One Shopping browser extension is likely to save you significant time and money with very little effort on your part.

To get the benefits from Capital One Shopping, all you need to do is shop online as you normally would, and Capital One Shopping will take care of everything else. Here are some of our favorite Capital One Shopping features for saving time and money.

1. Automated Coupon Codes:

Capital One Shopping coupon codes
Capital One Shopping scours the web to find active coupon codes so you save money

Everyone loves finding coupon codes that actually save you money, but it can be frustrating when you spend half an hour trying old codes that don’t work anymore. Capital One Shopping solves this problem.

While you shop, Capital One Shopping scours the Internet for coupon codes. When you’re ready to check out, Capital One Shopping automatically applies any available codes to your shopping cart. This Capital One Shopping feature ensures that you don't waste time searching for coupon codes that are fake or expired.

If there are multiple working coupon codes for your purchase, Capital One Shopping applies codes to help you get a good deal at checkout. Some of these codes are publicly available, and others are crowdsourced from other Capital One Shopping users who have successfully used them on their purchases.

2. Price Comparison Tool:

Capital One Shopping price comparison
Capital One Shopping ensures that you always get the best available price on your purchase

Capital One Shopping isn’t just on the lookout for useful coupon codes. As you’re shopping, Capital One Shopping is quietly searching behind the scenes, making sure that you’re getting the best available price.

This is arguably Capital One Shopping's most useful feature. It saves you from having to click between browser tabs to figure out whether Amazon has the cheapest price for that new couch you’ve had your eye on...or is it Walmart? What about Target?

If you’ve added Capital One Shopping to your browser, whenever another retailer is selling the item you’re looking at for a better price, you’ll see a helpful little pop up, informing you about the other deal and providing you with the link. It even alerts you to great deals among individual sellers on Amazon and eBay. And if you’ve already found the optimal deal, Capital One Shopping will let you know.

Capital One Shopping also takes shipping times and delivery costs into account when doing a price comparison, which is why you’re asked to provide your ZIP code when you first add Capital One Shopping to your browser.

3. Capital One Shopping Credits:

Capital One Shopping credits
Capital One Shopping allows you to build up reward points called Capital One Shopping Credits

Coupons and price comparisons are great, but actually earning tangible rewards for your purchases is even better. Capital One Shopping does this very well.

As you shop online with Capital One Shopping, you’ll automatically build up reward points, known as Capital One Shopping Credits. For example, you’ll earn 2% back on Walmart purchases, and 7% back on Microsoft purchases. Whenever you go on a retailer’s website, the little Capital One Shopping icon next to the address bar will turn green and show you the amount of Capital One Shopping Credits you can earn. All you have to do is click “Activate,” or you can wait and activate at checkout.

You can also earn loyalty credits by shopping or going out to eat near your home or office. These local offers (based on your ZIP code) will earn you 4% back when you make purchases using a linked credit or debit card.

When you’ve accumulated enough Capital One Shopping Credits, they can be redeemed as online gift cards for retailers like Walmart, Macy’s, Lowe’s, Barnes & Noble, and Petco. Once you’ve decided which retailer you want to spend your Capital One Shopping Credits on, use them to purchase an eGift Card, which will be emailed to you within 24 hours. The Capital One Shopping website is very intuitive, which makes the process of redeeming Capital One Shopping Credits simple and straightforward.

You’ll be pleasantly surprised to see how quickly those Capital One Shopping Credits add up. It’s just like earning cashback on your purchases.

4. Watchlist (Price Drop Monitoring):

Capital One Shopping watchlist
Capital One Shopping will let you know when the price of an item drops so you get the best deal

When you’re looking for the best price for a particular item, but aren’t ready to buy it just yet, adding it to your Watchlist is a useful way to have Capital One Shopping keep an eye on things.

This feature takes the hassle out of making large purchases such as furniture and electronics, since you won’t have to keep checking to see if any sales or promotions come up. The Watchlist is especially useful when you’re shopping for holiday or birthday gifts and have some time before you need to buy.

Capital One Shopping will monitor the items that you add to your Watchlist for 60 days and will let you know if there are any price drops, so that you won’t miss out on a great deal.

5. Capital One Shopping Product Search:

Capital One Shopping trending deals
Capital One Shopping allows you to compare products from multiplee retailers

Rather than going to a particular retailer’s website to look for a product, you can use the Product Search tool on the Capital One Shopping website to view and compare products from many different retailers. Taxes, shipping, and coupon codes are already taken into account in the displayed price. You’ll also see which retailers offer the most Capital One Shopping Credits, to help you make an informed decision.

For example, if you’re looking for a coffee maker, you can use the Product Search tool to view deals on hundreds of related products. You’ll also learn that you can earn up to 4% in Capital One Shopping Credits when you make a purchase from Keurig, and which other retailers have relevant coupons.

6. Featured Offers and Trending Deals:

Capital One Shopping credits
Capital One Shopping shows featured offers and trending deals to help you find bargains

If you’re interested in browsing for deals from a variety of stores all at once, checking out the Capital One Shopping homepage is a good way to discover current bargains. You’ll see “Featured Offers” and “Trending Deals” that provide special opportunities to earn Capital One Shopping Credits, as well as limited-time discounts on popular products and services.

How Much Does Capital One Shopping Cost?

Capital One Shopping is 100% free – there are no hidden fees, monthly charges, or penalties.

How Does Capital One Shopping Work

Getting started with Capital One Shopping is quick and easy. All you need to do is to get the extension for your browser -- it’s available for Google Chrome, Mozilla Firefox, Microsoft Edge, and Safari. It takes under a minute to get started.

To get the extension, simply click the "Add Capital One Shopping" button, enter your name, email address, ZIP code, and start shopping. Capital One Shopping will immediately begin helping you find incredible savings whenever you shop online. And when you’re not shopping, you won’t even notice that it’s there.

Is Capital One Shopping Legit?

Yes, Capital One Shopping is “legit.” Not only does it have millions of active users and a 5-star rating on the Google Chrome Store from more than 9,000 reviews, but it also:

  • Won’t show you any ads.
  • Won’t slow down your computer.
  • Provides unbiased, crowdsourced information and recommendations.
  • Can be instantly removed from your browser if you don’t want to use it anymore.

Alternatives to Capital One Shopping

If you’re interested in saving money with online shopping, there are a number of other great websites, apps, and browser extensions that will do just that. Here are some of our favorites:

  • Honey
  • Rakuten
  • Shopkick
  • Retail Me Not
  • ShopSavvy
  • Swagbucks
  • Gumdrop by Goodshop

Capital One Shopping Shortcomings

Although Capital One Shopping is an excellent tool for saving money when shopping online, it does have a few limitations to consider.

  • The biggest shortcoming of Capital One Shopping is that you need to have a U.S. shipping address in order to make purchases. Capital One Shopping is hoping to expand internationally, but it’s focused exclusively on U.S. customers for now. However, there are other virtual shopping assistants that work in other countries, such as Honey, which accommodates shoppers in the United States, Canada, Australia, the United Kingdom, and the European Union.

  • Some users may be disappointed to learn that Capital One Shopping Credits cannot be turned into Amazon or Target gift cards. However, there is a long list of retailers that offer eGift Cards in exchange for Capital One Shopping Credits, including eBay, Walmart, Lowe’s, Macy’s, Kohl’s, Groupon, Staples, JCPenney, Hulu, and many others.

  • As mentioned in the FAQ, although Capital One Shopping does have a mobile app, it is not nearly as useful as the Capital One Shopping browser extension, which works seamlessly on desktops and laptops.

Honey is similar to Capital One Shopping in many ways, and you’re likely to find plenty of great deals if you install the Honey browser extension. It’s also free, so there’s nothing stopping you from adding it to your browser, too!

Capital One Shopping FAQ

    • Who owns Capital One Shopping?

      In November 2018, Capital One Shopping was acquired by Capital One, one of the largest banks in the United States. The acquisition has allowed Capital One Shopping to take advantage of Capital One’s expertise in financial technology. As a part of Capital One, Capital One Shopping has seen significant growth in the number of employees, users, and e-commerce sites that it serves. Capital One Shopping remains headquartered in Austin, Texas, led by longtime Co-CEOs Adam Gauvin and Walt Roloson.

    • How do I get rid of Capital One Shopping?

      Regardless of which web browser you use, removing Capital One Shopping takes only a few seconds. For example, if you’re using Chrome, simply right-click on the tiny Capital One Shopping icon near your address bar and select “Remove from Chrome.” You can also hide the Capital One Shopping icon, or remove Capital One Shopping entirely, by managing your Chrome extensions. And if you change your mind, you can re-install Capital One Shopping at any point, without having to sign up again.

    • Is Capital One Shopping secure?

      Capital One Shopping is a safe platform that takes the security of its users seriously. It uses up-to-date security protocols to safeguard any identifying information. Capital One Shopping also has thorough authentication procedures to protect customers from identity theft and uses data encryption to keep credit card information secure.

      Capital One Shopping will never redirect you to any untrustworthy websites, fraudulent retailers, or online scams.

    • Can I use Capital One Shopping on my phone?

      Capital One Shopping has a free mobile app available for both Android and iOS. However, compared to the Capital One Shopping browser extension, the app has fairly limited functionality and cannot be used for making purchases directly. You might find it useful for monitoring your Watchlist, finding local offers, and searching for products when you’re on the go.

    • Does Capital One Shopping work on Amazon?

      Yes, Capital One Shopping works on Amazon. In fact, using Capital One Shopping while shopping on Amazon is one of the extension’s most useful features. Capital One Shopping compares prices among thousands of Amazon sellers, and lets you know if it finds a lower price on your item from another seller.

      Very helpfully, Capital One Shopping also considers whether or not you are a Prime member when making recommendations about better deals, as this will have an impact on shipping times and costs.

    • How does Capital One Shopping use personal information?

      According to the company’s privacy policy, Capital One Shopping won’t share or sell your personal data to affiliates, third parties, or financial companies for marketing purposes.

      However, it’s important to be aware that Capital One Shopping does collect and store some personal data. Much of the data that Capital One Shopping collects is stored anonymously, in aggregate form, to analyze how Capital One Shopping users utilize the platform and to improve how Capital One Shopping works.

      Additionally, Capital One Shopping may share some information about your transactions with affiliates for everyday business purposes. This means that you may encounter ads on other websites based on your recent clicks, searches, or purchases.

      Capital One Shopping crowdsources up-to-date information about product listings, pricing, purchases, and coupons as part of its service. Allowing Capital One Shopping to access your browsing and shopping history is how Capital One Shopping is able to notify you and other users about discounts and deals.

      Although you can't opt out of data collection, you can opt out of Capital One Shopping marketing emails at any time by clicking the “Unsubscribe” link included in all communications.

      You can read Capital One Shopping’s privacy policy in its entirety on the Capital One Shopping website.

How to Get Started with Capital One Shopping

Getting started with Capital One Shopping is easy.

  • Step 1: Make sure you have a compatible browser - Capital One Shopping works with Google Chrome, Mozilla Firefox, Microsoft Edge, and Safari.
  • Step 2: To get the Capital One Shopping browser extension, simply click on the "Add Capital One Shopping" button below.
  • Step 3: Enter your name, email address, ZIP code, and whether you're an Amazon Prime member to sign up for a free Capital One Shopping account.
  • Step 4: Start shopping. Capital One Shopping will immediately begin helping you find savings whenever you shop online. (And when you’re not shopping, you won’t even notice that it’s there.)

4.8 star WiseGeek Rating

Add the Capital One Shopping extension to your browser, and start racking up the savings with this free online shopping assistant!

  • FREE: no hidden costs
  • Install in under 30 seconds
  • FREE: no hidden costs
  • Install in under 30 seconds


Paul Stone
Paul Stone

I am kicking myself that I haden’t heard of this sooner. Dduring covid, I did a ton of online shopping and could have probably saved a lot of money. Oh well, at least I can use it from now onwards.

Justin Bradley
Justin Bradley

I am always sceptical when it comes to tools that are positioned to save me money. There’s always a catch.

Haven't found any issues yet! I just wish it worked in Canada.

Ashley Hughes
Ashley Hughes

Thanks for the review. I just started using Honey, but I think I'm going to give Capital One Shopping a shot.

Anthony Andrews
Anthony Andrews (Author)

Hi Justin and Ashley, thanks for taking the time to read the article and share thoughts.

Discussion Comments


What information does it collect on the user?


I have used Capital One shopping but am confused about the credit. Where can I see the credits I have earned?


Hello Anthony,

Please let me know if it is true that Capitol One Shopping can read ALL my passwords for ALL websites? This is very important to know.

Thank you.

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