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Capital One Shopping Review by a Financial Expert [Updated 2023]

Is Capital One Shopping Legit?

Anthony Andrews
Anthony Andrews
Personal finance expert

In a perfect world, online shopping would be quick and easy. But when you’re looking for the best deals, online shopping can be a frustrating and time-consuming undertaking.

Between Googling for coupon codes, switching between tabs to compare prices, and calculating shipping costs, making a purchase can become tedious and exhausting.

That’s where Capital One Shopping comes in. Capital One Shopping is a free browser add-on that helps save you money by automatically comparing prices, applying promo codes, and alerting you to better deals while you shop.

4.8 star WiseGeek Rating 4.8 star WiseGeek Rating
  • Pros
    Capital One Shopping searches for low prices among major online retailers and finds coupon codes for your shopping cart, all while earning you Capital One Shopping Rewards that can be exchanged for gift cards.
  • Cons
    You can’t use Capital One Shopping outside of the United States and Canada. Capital One Shopping Rewards can’t be exchanged for Amazon, Walmart, or Target gift cards (although many other gift card options are available).
  • The Bottom Line:
    For U.S. and Canadian residents who shop online, the Capital One Shopping browser extension is a great way to find cheaper prices and earn gift card rewards, just by making ordinary online purchases.

We wanted to find out whether Capital One Shopping lives up to its reputation as a useful money-saving tool, so we tried it out on a variety of major websites, including Amazon, Target, and Best Buy. We tested all of Capital One Shopping's many features, including automatically adding coupon codes, identifying lower prices, monitoring items for price drops, and exchanging Shopping Rewards for e-gift cards at well-known retailers. To get a shopper’s perspective on the pros and cons of using this browser extension, check out our in-depth Capital One Shopping review. If you'd like to try this money-saving tool for yourself, head over to Capital One Shopping to get the free extension.

You can read our in-depth Capital One Shopping review to learn more, or if you'd like to try out the tool yourself, head over to Capital One Shopping to get the free extension.

This article includes links which we may receive compensation for if you click, at no cost to you.

What Is Capital One Shopping?

Capital One Shopping is a free browser extension that locates and tries out promo codes, looks for lower prices on the items you’re viewing, and alerts you whenever there’s a better deal available from another retailer. You can use it on tens of thousands of websites, including Amazon, eBay, Target, Walmart, Sephora, L.L. Bean, Barnes & Noble, Nike, and many more.

There’s also a Capital One Shopping mobile app that is compatible with iOS and Android devices, although it works somewhat differently than the browser extension.

Capital One Shopping's benefits have made the browser extension extremely popular – millions of people have added it to their web browsers. Collectively, they saved an impressive $160 million last year.

If you’re ready to add the free Capital One Shopping extension to your browser and start saving time and money at your favorite online stores, you can do that now.

4.8 star WiseGeek Rating

Add the Capital One Shopping extension to your browser, and start racking up the savings with this free online shopping assistant!

  • FREE: no hidden costs
  • Install in under 30 seconds
  • FREE: no hidden costs
  • Install in under 30 seconds

If you want more information, continue reading for our in-depth Capital One Shopping review below:

Capital One Shopping Features

Regardless of whether you make just one online purchase a month or whether you’re a certified shopaholic, having the Capital One Shopping browser extension is likely to save you significant time and money with very little effort on your part.

To enjoy the benefits of Capital One Shopping, all you need to do is shop online as you normally would, and Capital One Shopping will take care of the rest. It’s one of the easiest ways for online shoppers to save money, earn shopping rewards, and get the best price on the items they love. Here are some of our favorite Capital One Shopping features for saving time and money.

1. Automated Coupon Codes:

Capital One Shopping coupon codes
Capital One Shopping scours the web to find active coupon codes so you save money

Everyone loves finding coupon codes that actually save you money, but it can be frustrating when you spend half an hour trying old codes that no longer work. Capital One Shopping solves this problem.

Whenever you shop online at one of its thousands of well-known partner sites (e.g. Microsoft, Home Depot, Adidas, etc.), Capital One Shopping scours the Internet for coupon codes, ensuring that you don't waste time searching for codes that are fake or expired. When you’re ready to check out, Capital One Shopping applies any available codes to your shopping cart. Depending on the site, this may happen automatically, or you may be prompted to click a “Try Codes” button by the browser extension.

If there are multiple working coupon codes applicable to your purchase, Capital One Shopping uses the one that will get you the most favorable deal at checkout. Some of these codes are publicly available, while others are crowdsourced from Capital One Shopping users who have successfully used them on their purchases. This means you’re likely to encounter coupon codes that you simply wouldn’t find if you just relied on a Google search.

If you come across a coupon code that you’d like to submit to Capital One Shopping or you have a problem with a code that is supposed to work, you can contact the customer service team at help@capitaloneshopping.com.

2. Price Comparison Tool:

Capital One Shopping price comparison
Capital One Shopping ensures that you always get the best available price on your purchase

Capital One Shopping isn’t just looking for useful coupon codes. Whenever you shop on Amazon, the browser extension is quietly searching behind the scenes, making sure that you’re getting the best available price.

This is one of Capital One Shopping's most useful features. It saves you from having to click between browser tabs to figure out whether Amazon has the cheapest price for that new couch you’ve had your eye on...or is there a better offer at Walmart? What about Target? If you have a specific color, size, or design in mind, Capital One Shopping will ensure that it only suggests deals on the exact item you’re looking for.

If you’ve added Capital One Shopping to your browser, whenever another Amazon seller or a different retailer is selling the item you’re looking at for a better price, you’ll see a helpful little pop-up, informing you about the other deal and providing you with the link. It even alerts you to great deals among individual sellers on Amazon and eBay. And if you’ve already found the optimal deal, Capital One Shopping will let you know.

Capital One Shopping also takes shipping times, delivery costs, and Amazon Prime membership into account when doing a price comparison, which helps avoid any unpleasant surprises when you finalize your purchase. This is why you’re asked to provide your ZIP code when you first add Capital One Shopping to your browser.

3. Capital One Shopping Rewards:

Capital One Shopping credits
Capital One Shopping allows you to build up reward points called Capital One Shopping Rewards

Coupons and price adjustments are great, but actually earning tangible rewards while shopping online is even better. Capital One Shopping makes this possible by alerting customers whenever they can earn points on an eligible purchase and letting them turn those points into useful gift cards.

As you shop online with Capital One Shopping, you’ll automatically build up Shopping Rewards. For example, you can currently earn up to 3.5% back in Shopping Rewards at Microsoft, 5% at CVS, 7.5% at the Body Shop, and 10% at Foot Locker. It’s just like earning cashback on your purchases. Some retailers offer Rewards as a fixed amount rather than a percentage. For example, you’ll earn $25 in Rewards when you make a qualifying purchase with American Home Shield. You’ll be pleasantly surprised to see how many brands participate in the Shopping Rewards program and how quickly those Rewards add up.

These offers change from time to time, so it’s worth checking the Capital One Shopping website to see whether one of your favorite stores is offering Rewards at the moment. And it’s not just physical items like clothes, electronics, and cosmetics that come with rewards. You can also earn Rewards on a wide range of services, such as Marriott Bonvoy hotel bookings, Weight Watchers healthy eating plans, H&R Block tax software, Ancestry.com family history tools, Avis car rental, StubHub sports, concert, and theater tickets, and many others. 

Whenever you visit a participating retailer’s website, the little Capital One Shopping icon next to the address bar will turn green and show you the Capital One Shopping Rewards you can earn. All you have to do is click “OK” when prompted to activate the deal and wait for the button to say “Activated.” Just ensure you activate the deal before purchasing, as Rewards can’t be earned retroactively. It’s also a good idea to check that any other rewards or shopping plug-ins are turned off on your browser, as they can interfere with Capital One Shopping. It can take up to 60 days for Shopping Rewards to show up in your account, but even before that, you can check that you made an eligible purchase in the My Rewards & Savings section of your Capital One Shopping account. 

The Capital One Shopping website is very intuitive, which makes the process of redeeming Shopping Rewards simple and straightforward. When you’ve accumulated enough Capital One Shopping Rewards, they can be redeemed as online gift cards for retailers such as eBay, Nordstrom, Lowe’s, Barnes & Noble, Kohl’s, Sephora, L.L. Bean, Hulu, AutoZone, Grubhub, and Chewy. Once you’ve chosen a retailer, use your Capital One Shopping Rewards to purchase an e-gift card, which should arrive in your email inbox within 24 hours. You can also add additional funds to increase the value of your gift card beyond your Rewards points.

4. Watchlist (Price Drop Monitoring):

Capital One Shopping watchlist
Capital One Shopping will let you know when the price of an item drops so you get the best deal

Capital One Shopping will let you know when the price of an item drops so you get the best deal

When you’re looking for the best price for a particular item, but aren’t ready to buy it just yet, adding it to your Watchlist is a useful way to have Capital One Shopping keep an eye on things. This is only one way to save money when shopping with this free browser extension, but it's certainly an effective way to save money.

This feature takes the hassle out of making large purchases such as furniture and electronics, since you won’t have to keep checking to see if any sales or promotions come up. The Watchlist is especially useful when you’re shopping for holiday or birthday gifts and have some time before you need to buy.

Capital One Shopping will monitor the items that you add to your Watchlist for 60 days and will let you know if there are any price drops, so that you won’t miss out on a great deal.

5. Capital One Shopping Product Search:

Capital One Shopping trending deals
Capital One Shopping allows you to compare products from multiple retailers

Rather than going to a particular retailer’s website to look for a product, you can use the Product Search tool on the Capital One Shopping website to view and compare products from many different retailers. Taxes, shipping, and coupon codes are already taken into account in the displayed price. Additionally, you'll see the amount of Capital One Shopping Rewards that the retailer is offering.

For example, if you’re looking for a coffee maker, you can use the Product Search tool to view deals on hundreds of related products. You’ll also learn that you can earn up to 4% in Capital One Shopping Credits when you make a purchase from Keurig and discover which other retailers have relevant coupons.

6. Featured Offers, Trending Coupons, and Popular Deals:

Capital One Shopping credits
Capital One Shopping shows featured offers and trending deals to help you find bargains

If you’re interested in viewing a list of curated deals from a variety of stores all at once, checking out the Capital One Shopping homepage is a good way to discover current bargains. You’ll see “Featured Offers,” “Trending Coupons,” and “Popular Deals” which provide special opportunities to earn Capital One Shopping Rewards, as well as limited-time discounts on popular products and services.

7. Price Protection

Price Protection is a fairly new Capital One Shopping feature that makes sure customers get the best prices, even after their purchases have been made. Essentially, Price Protection compares your recent purchases with current prices to ensure you haven’t missed out on any recent price drops. 

To make use of Price Protection, you’ll need to link an email account through your “My Purchases” dashboard. This allows Capital One Shopping to scan your inbox for purchase receipts and order confirmations made in the last 30 days to check whether an item or service has decreased in price. You don’t have to take any action for Price Protection to kick in – Capital One Shopping will contact the retailer and start a claim for a price adjustment refund.

How Much Does Capital One Shopping Cost?

One of the best things about Capital One Shopping is that it’s completely free. There are no hidden fees, monthly charges, or penalties. You don’t need to have a Capital One bank account or credit card to use the service, making it easy to save money shopping online with no strings attached.

Additionally, you can actually earn money with Capital One Shopping. Some retailers offer to give you back a percentage of the money you spend on eligible purchases when you’re shopping online. These refunds come in the form of Capital One Shopping Rewards, which you can redeem for gift cards to some of the most popular online retailers.

How Does Capital One Shopping Work?

Getting started with Capital One Shopping is quick and easy. All you need to do is add the extension to your browser – it’s available for Google Chrome, Mozilla Firefox, Microsoft Edge, and Safari. It takes under a minute to get started.

To get the extension, simply click one of the "Add Capital One Shopping" links on this page, enter your name, email address, and ZIP code, Once the extension is part of your web browser, all you need to do is start shopping online.  Capital One Shopping will immediately begin helping you find savings whenever you shop online. And when you’re not shopping, you won’t even notice that it’s there.

There are several ways to use Capital One Shopping:

  • Shop at your favorite online stores: Thousands of retailers are Capital One Shopping partner sites. When you go to a store’s website, the browser extension automatically finds available savings and notifies you. With online shopping, trips to the store can be avoided while you save money and use online coupons.
  • Browse the Capital One Shopping site: If you don’t have a specific retailer in mind, you can see what offers are available on the Capital One Shopping homepage or on the Capital One Shopping mobile app.
  • Check for coupons: Many online retailers offer coupon codes, but it’s not always easy to find codes that are still valid. The Capital One Shopping extension can search for codes automatically, so all you need to do is click the “Try Codes” button when you’re ready to checkout. The extension will then apply available coupon codes to your purchase.
  • Use the price comparison tool: If Amazon is your go-to online store when you want to browse, you can still save money with Capital One Shopping. Once you’ve selected the options on an Amazon product page (e.g., size and color), the browser extension searches other retailers for the identical product and compares prices for you. Within a few seconds, you’ll get a notification if there is a better price somewhere else, or if the best price is what you’re seeing on Amazon.

Another great feature is the Watchlist tool. It’s perfect for big-ticket items like electronics and luxury brands. Simply add the item you’re interested into the Watchlist, and let Capital One Shopping do all the research for you. It will track prices, and you can always go to your Watchlist to compare the current price against the last price you viewed. 

You can also enable the new Price Protection feature, which automatically identifies price drops on items you’ve recently purchased and engages with the retailer to secure you a price adjustment refund.

Is Capital One Shopping Legit?

Yes. Capital One Shopping is completely legit. It’s a genuine service offered by one of the biggest companies in the financial industry. It has millions of active users and a 5-star rating on the Google Chrome Store from more than 11,000 reviews. According to Capital One, the service saved customers over $160 million over the last year.

The Capital One Shopping tool offers several other excellent benefits:

  • You don’t need to worry about getting annoying ads from the service.
  • The browser extension is fairly efficient, so it won’t slow down your computer noticeably (unless you have an out-of-date operating system).
  • It provides honest information, including crowdsourced data, legitimate coupon codes, and reliable recommendations.
  • If you don’t want to use the service anymore, you can simply remove the extension from your browser

While Capital One Shopping is a legitimate service, it does track your personal data. As explained in the Terms of Service (TOS), the extension may collect many forms of data, such as your IP address, browsing history, order information, purchase history, location data, and social media preferences. It can also see how you interact with email in certain ways, like opening and forwarding messages.

You may wonder about the legality of this sort of data tracking. In fact, it is completely legal, and most browsers, apps, and devices do the same thing. When you sign up for Capital One Shopping, you agree to allow data tracking.

Capital One Shopping promises to help you find the best price, but it does have some “favored” retailers that it might tend to show more often. Usually, this is because these retailers participate in the Capital One Shopping Rewards program, which means you could get a refund on certain purchases. Having a favorable relationship with certain retailers doesn’t affect the legitimacy of Capital One Shopping, but it is something that consumers should be aware of.

Is Capital One Shopping Safe?

Yes. As stated, the browser extension collects certain types of personal data based on your online activity, but this is something that practically every other online service does. Capital One Shopping clearly states in its TOS what sort of data it collects and what it does with the information.

You don’t have to worry about Capital One selling your data to other companies for marketing purposes. As stated in the company’s Privacy Notice, your data is not shared with other financial companies or with Capital One’s affiliates or nonaffiliates for advertising purposes. Additionally, your data isn’t shared with affiliates to give them information about your creditworthiness.

In its current form, Capital One Shopping has been downloaded by over 8 million users from the Google Chrome Store, where its rating is close to five stars.

While the Capital One Shopping website, apps, and browser extensions are legitimate and safe, any online service is subject to certain risks, such as malware and hacking. However, there is no indication that this service is riskier than any other online application, and based on its Google Chrome Store score, it appears to be one of the safest.

Who Can Use Capital One Shopping?

Capital One Shopping is available to anyone with a U.S. mailing address. This is determined by ZIP code and excludes United States territories like Puerto Rico and the Virgin Islands. Capital One Shopping has recently been launched in Canada, where the company is working to increase the functionality of the service.

To use the service, you need to sign up for a free Capital One Shopping account. You can enter your name and email address into the system or sign in with a Facebook or Google account.

Additionally, you must be at least 18 years old and have a compatible browser to use Capital One Shopping. The service works with Mozilla Firefox, Google Chrome, Safari, and Microsoft Edge.

The browser extension shouldn’t noticeably affect your computer’s performance. However, if you have a really old device or exceptionally slow internet, you might not be able to use the Capital One Shopping extension successfully.

Although you can use some features of the browser extension on your mobile device, there is also an app available for both iOS and Android devices. The mobile app doesn’t offer quite as much functionality as the desktop version.

You can use Capital One Shopping at over 30,000 online retailers. This includes popular sites like Amazon, eBay, and Walmart, but it may not be available for very small or niche online businesses.

Capital One Shopping on iOS and Android App

If you prefer to shop on your phone or tablet rather than on a computer, you can either download the Capital One Shopping mobile browser extension or the mobile app which is available for both Android and iOS devices. However, the app is intended to be more of a companion to the desktop tool than a completely comparable mobile alternative.

Although it has been significantly improved over the past couple years with useful updates, the app doesn’t offer the same level of functionality as the desktop browser version. With the app, you can search for items and see prices from selected popular retailers. Just like the browser extension, you can also have coupon codes automatically applied to your shopping cart and earn Shopping Rewards that can be exchanged for e-gift cards. 

Capital One Shopping Customer Service & Support

If you are having trouble downloading or using the Capital One Shopping extension or app, you can find answers to several common problems on the Capital One Shopping website. To get to the customer service section of the site, scroll down to the bottom of the page and click on “Help Center.”

The Help Center has several different sections for commonly asked questions on topics such finding and using coupons, earning Rewards, and linking your credit or debit card.

If you want to disable or uninstall the extension from your browser, you can access step-by-step instructions for all four of the supported browsers. To stop using the mobile app, just delete it from your device.

If the online Help Center doesn’t answer your specific question, you can email help@capitaloneshopping.com. You can also send a message to this address if you find a new coupon code for a retailer. Doing this allows Capital One Shopping to make it available to other users.

Capital One Shopping Pros

Capital One Shopping offers several excellent benefits. Some of the biggest “pros” of using Capital One Shopping are that it saves you time, is easy to use, offers tangible rewards, and doesn’t require you to sign up for additional products and services.


Capital One Shopping’s services can save you valuable time. Of course, you could do some of the things that the extension does on your own: search for coupons, look for a better price, and track the price changes of items you’re interested in. However, it would take many hours to perform all of those tasks whenever you shop online. The Capital One Shopping extension does all these things for you in a fraction of the time.

Free rewards

While you can use the Capital One Shopping extension to make sure you are getting the best deal, you can save even more money with the Shopping Rewards program. When you buy from participating retailers, you can earn Rewards that you can trade in for e-gift cards at stores like Nordstrom and Kohl’s.

No strings attached

As long as you are over 18 years old and have a U.S. or Canadian address, you can use Capital One Shopping. You don’t need to be a Capital One banking customer or have a Capital One credit card. As long as you provide an email address, name, and physical address, you can get the browser extension and start shopping.

Capital One Shopping Cons

Although Capital One Shopping is an excellent tool for saving money when shopping online, it does have a few limitations to consider.

Full functionality is only available in the U.S.

One significant shortcoming of Capital One Shopping is that you need to have a U.S. shipping address to enjoy the full functionality of this money-saving browser extension. Capital One Shopping has recently launched in Canada, but not all features are available for Canadian customers yet. However, there are other virtual shopping assistants that work in other countries, such as Honey, which accommodates shoppers in the United States, Canada, Australia, the United Kingdom, and the European Union.

Somewhat limited gift card options

Some users may be disappointed to learn that Capital One Shopping Rewards cannot be turned into Amazon or Target gift cards. However, there is a long list of retailers that offer e-gift cards in exchange for Capital One Shopping Credits, including eBay, Lowe’s, Macy’s, Kohl’s, Hulu, and many others.

Fairly basic mobile app

As mentioned in the FAQ, although Capital One Shopping does have a mobile app, it is not nearly as useful as the Capital One Shopping browser extension, which works seamlessly on desktops and laptops. Although the app has undergone several updates that have added features like automatically applying coupon codes and earning Rewards, it still does not have all the features of the desktop version.

If you’re frustrated with the Capital One Shopping mobile app, you might consider trying Honey, which has also developed a mobile app in addition to its browser extension. It’s free, so there’s nothing stopping you from downloading it and adding it to your browser, too!

Alternatives to Capital One Shopping

If you’re interested in saving money with online shopping, there are a number of other great websites, apps, and browser extensions that will do just that. Here are some of our favorites:

  • Honey
  • Rakuten
  • Shopkick
  • Retail Me Not
  • ShopSavvy
  • Swagbucks
  • Gumdrop by Goodshop

How to Get Started with Capital One Shopping

Getting started with Capital One Shopping is easy. Setup only takes a few minutes, and then you can get shopping right away.

Step 1: Make sure you have a compatible browser.

Capital One Shopping works with Google Chrome, Mozilla Firefox, Microsoft Edge, and Safari.

Remember that certain browser settings can prevent extensions from being downloaded. For example, most work computers prevent users from downloading browser extensions as a security measure.

Step 2: Download the Capital One Shopping browser extension.

To get the Capital One Shopping browser extension, simply click on the "Add Now" button below.

You can also navigate to the Capital One Shopping website at capitaloneshopping.com. The site automatically detects the browser you’re using and provides a button for downloading. For example, if you visit the site using Google Chrome, the blue download button says “Add to Chrome - It’s Free.” Clicking it takes you to the Chrome Web Store, where you’ll add the extension first and create or sign in to your account later.

If you are downloading the extension on Microsoft Edge, you’ll see a popup asking you to sign in to Capital One Shopping by creating an account with your email address and a password. You can also sign in with an existing Capital One Shopping account or your Google or Facebook account. While you can choose to sign in later, it’s easiest to provide your account details and then download the extension. Once you make an account or sign in, you can click on the top banner that says “Add Capital One Shopping to Edge. It’s free.”

Step 3: Create a Capital One Shopping account.

Once you have the extension, you can create a Capital One Shopping account. It’s completely free.

You’ll need to enter your email address, create a password, and click to accept the Terms of Service and privacy policy. You’ll also need to provide your ZIP code so the tool can verify you are in the U.S. and calculate shipping and taxes.

There is a place for you to note whether you’re an Amazon Prime member. If so, the tool will factor in free Prime shipping.

Step 4: Start shopping.

Once you’ve created your account, you can answer a few optional questions to personalize the experience. You can skip this step if you want. If you do choose to answer the questions, the tool estimates your savings based on your answers about online shopping. You can also select your favorite retailers and see a short tutorial on how the different features work.

With the Capital One Shopping extension installed, you’re ready to start shopping – and saving! The tool will immediately begin helping you find savings whenever you shop online. And when you’re not shopping, you won’t even notice it’s there.

4.8 star WiseGeek Rating

Add the Capital One Shopping extension to your browser, and start racking up the savings with this free online shopping assistant!

  • FREE: no hidden costs
  • Install in under 30 seconds
  • FREE: no hidden costs
  • Install in under 30 seconds

Capital One Shopping FAQ

Who owns Capital One Shopping?

In November 2018, Wikibuy was acquired by Capital One, one of the largest banks in the United States. The acquisition has allowed Capital One Shopping to take advantage of Capital One’s expertise in financial technology. As a part of Capital One, Capital One Shopping has seen significant growth in the number of employees, users, and e-commerce sites that it serves. Capital One Shopping remains headquartered in Austin, Texas, led by longtime Co-CEOs Adam Gauvin and Walt Roloson.

How do I get rid of Capital One Shopping?

Regardless of which web browser you use, removing Capital One Shopping takes only a few seconds. For example, if you’re using Chrome, simply right-click on the tiny Capital One Shopping icon near your address bar and select “Remove from Chrome.” You can also hide the Capital One Shopping icon, or remove Capital One Shopping entirely by managing your Chrome extensions. And if you change your mind, you can re-install Capital One Shopping at any point, without having to sign up again.

Is Capital One Shopping secure?

Capital One Shopping is a safe platform that takes the security of its users seriously. It uses up-to-date security protocols to safeguard any identifying information. Capital One Shopping also has thorough authentication procedures to protect customers from identity theft and uses data encryption to keep credit card information secure.

Capital One Shopping will never redirect you to any untrustworthy websites, fraudulent retailers, or online scams.

Can I use Capital One Shopping on my phone?

You can use Capital One Shopping on your phone by downloading the mobile browser extension. Capital One Shopping also has a free mobile app available for both Android and iOS, although it does not have all the functionality of the browser extension. However, the app has been updated and now allows customers to automatically apply coupon codes and earn Rewards. You might find the app most useful for monitoring your Watchlist and searching for products when you’re on the go.

Does Capital One Shopping work on Amazon?

Yes, Capital One Shopping works on Amazon. In fact, using Capital One Shopping while shopping on Amazon is one of the extension’s most useful features. Capital One Shopping compares prices among thousands of Amazon sellers and lets you know if it finds a lower price on your item from another seller.

Very helpfully, Capital One Shopping also considers whether or not you are a Prime member when making recommendations about better deals, as this will have an impact on shipping times and costs.

How does Capital One Shopping use personal information?

According to the company’s privacy policy, Capital One Shopping won’t share or sell your personal data to affiliates, third parties, or financial companies for marketing purposes.

However, it’s important to be aware that Capital One Shopping does collect and store some personal data. Much of the data that Capital One Shopping collects is stored anonymously, in aggregate form, to analyze how Capital One Shopping users utilize the platform and to improve how the service works.

Additionally, Capital One Shopping may share some information about your transactions with affiliates for everyday business purposes. This means that you may encounter ads on other websites based on your recent clicks, searches, or purchases.

As part of its service, Capital One Shopping crowdsources up-to-date information about product listings, prices, purchases, and coupons. Allowing Capital One Shopping to access your browsing and shopping history is how this money-saving tool is able to notify you and other users about discounts and deals.

Although you can't opt out of data collection, you can opt out of Capital One Shopping marketing emails at any time by clicking the “Unsubscribe” link included in all communications.

You can read Capital One Shopping’s privacy policy in its entirety on the Capital One Shopping website.

Where is Capital One Shopping available?

According to the website, the service currently works for U.S. addresses, which does not include the U.S. Virgin Islands or Puerto Rico. Capital One Shopping is currently being rolled out in Canada.

What browsers are compatible with the Capital One Shopping extension?

The Capital One Shopping browser extension is compatible with the most popular browsers: Google Chrome, Microsoft Edge, Mozilla Firefox, and Safari.

How much money can I save with Capital One Shopping?

The amount of money you can save depends on how much you shop online, which retailers you choose, and what you buy. You can save more by consistently choosing retailers that offer Capital One Shopping Rewards and redeeming those for e-gift cards.

What are Shopping Rewards in Capital One Shopping?

Some retailers have an agreement with Capital One Shopping to refund a certain percentage of eligible purchases in the form of Rewards. You can redeem these for e-gift cards for popular retailers, including eBay.

How does Capital One Shopping cashback work?

Capital One Shopping partners with many online retailers. When you use the shopping extension, you’re offered a percentage of your money back from eligible online purchases. It’s called cashback because you get this money back in the form of Capital One Shopping Rewards that can be redeemed for e-gift cards.

What are Capital One Shopping Rewards?

When you make purchases online with Capital One Shopping, you’ll build up Capital One Shopping Rewards. These are earned each time you use the extension to shop on a participating partner site. You can redeem them for e-gift cards. 

How do Capital One Shopping Rewards work?

Partner sites frequently offer Capital One Shopping Rewards, which are essentially cashback on eligible purchases – sometimes as much as 10%! You’ll need to activate the offer by clicking “Activate” before finalizing your purchase.

How do I redeem Capital One Shopping Rewards?

After you build up a certain amount of Rewards, you can decide to redeem them for e-gift cards from a list of retailers. You can also add additional funds to increase the value of the e-gift card. After making your selection, the e-gift card should arrive in your inbox within 24 hours.

Do Capital One Shopping Rewards expire?

Capital One Shopping Rewards do not expire. However, if your account is closed, you will lose any Rewards that you have not redeemed.

Is Capital One Shopping free?

Yes, Capital One Shopping is completely free!

Does Capital One Shopping work in Canada?

Capital One Shopping is currently launching the browser extension and mobile app in Canada. However, customers without a U.S. shipping address will only be able to access limited features until the rollout is complete.


Paul Stone
Paul Stone

I am kicking myself that I haden’t heard of this sooner. Dduring covid, I did a ton of online shopping and could have probably saved a lot of money. Oh well, at least I can use it from now onwards.

Justin Bradley
Justin Bradley

I am always sceptical when it comes to tools that are positioned to save me money. There’s always a catch.

Haven't found any issues yet! I just wish it worked in Canada.

Ashley Hughes
Ashley Hughes

Thanks for the review. I just started using Honey, but I think I'm going to give Capital One Shopping a shot.

Anthony Andrews
Anthony Andrews (Author)

Hi Justin and Ashley, thanks for taking the time to read the article and share thoughts.

Discussion Comments


I have Amazon Prime, which means free shipping. If I find a better product price thru Capitol One, do I still go through Amazon to get my free shipping? I'm a bit confused.


When I went to sign up there was a popup disclaimer that said it would alter my data on all websites. That freaked me out and I didn't go through with it.


Just because most other companies are tracking your data isn't a good reason for willfully handing over all your data to save a few bucks.


Do you pay each vendor you get recommended to, individually? I don't want to use my credit card at that many different places?


I also found this, which is making it hard for me to decide about this extension: "Capital One has agreed to pay $190 million to settle a class-action lawsuit filed by customers of the bank after a hacker stole the personal data of more than a 100 million people in 2019.

The settlement would cover 98 million customers who were affected by the breach, which was one of the largest data thefts from a bank."

Can you discuss this?


Giving a third party the ability to "scan your inbox for receipts" to save a few bucks? Is this what the society has come to? Yet, the same people whine about corporation having too much power, being fueled by greed, hoarding all the wealth, blah, blah... Yeah, you guys are the one enabling them. So sad.


Their Firefox browser extension says it collects all website data, including username and password info you enter on any website. Not good. I will stay away.


When is it available in Canada?


Does it offer free shipping?


I used this for several months. I wanted it to work as I am a value shopper and a frequent online purchaser. Not a single time did it help me get a better price on an item I wanted to buy. Took me to different items, sometimes women's or kid's items when I was shopping for a man's item. Other times, I was easily able to find a better price when it said I had the best price. I finally removed the extension as it was not as the advertisements or reviews try to say it is, at all.


It also works with the Brave web browser, which is Chrome-based but better security and no reporting to Google.


It is never a good habit to ever save any password to your devices.


Why do I have to enter a credit card to redeem my rewards for a gift card?


How do you make it run a second time on the same website? It pops up automatically, but I can't figure out how to get it back if I change the code to check on a different promotion. Frustrating!


What information does it collect on the user?


I have used Capital One shopping but am confused about the credit. Where can I see the credits I have earned?


Hello Anthony,

Please let me know if it is true that Capitol One Shopping can read ALL my passwords for ALL websites? This is very important to know.

Thank you.

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