Phishing is, thankfully, not as effective as it used to be. Why? Because the typical way to sucker someone into a fishing scheme is through a bogus email featuring a link to a site that looks official but only exists to gather confidential information form all who visit it and input data into it.
Internet service providers (ISPs) and online email providers have gotten better at flagging those emails as spam so that users never see them.
Still, the same old rule applies -- be careful about the links you click when you open your email.