Comfyshoes - I could not sleep at night if I owed the IRS money. I have to say that many school districts and hospitals will offer a loan forgiveness program in order to attract people in fields that experience critical shortages.
For example, in Florida there is a student debt forgiveness program which requires the student that recently graduated with a teaching degree to have their student debt absolved if they remain teaching in the public school district for a period of three years.
Many hospitals also have a similar program for nurses. At Baptist hospital, students seeking a nursing degree would be absolved of their junior and senior year loans if they agree to take on a position at Baptist Hospital upon graduation.
It is really a great program and many of the student nurses also do their clinical internship there as well. This type of forgiveness of debt makes sense because the person with the debt has to give a commitment while with the mortgage loan forgiveness program the homeowner does not.