@ Fiorite- Those with outstanding loans can take advantage of the new loan benefits too. You can take your old loans and roll them over into a loan serviced by the fed. This will allow you to take advantage of the cap on payments.
I am not sure how the loan consolidation works for those who have already graduated, but the federal government’s student aid website will be able to answer any inquiries.
I had 2 years of outstanding loans through Sallie Mae, and they ended up selling them back to the government so I am able to take advantage of the new rules. I am still a student though.