@Iluviaporos - That's a terrible attitude to take. Kids should be learning how to process and create information, not how to pay someone else to do it for them. If everyone did that we'd all just be circulating the same dozen term papers and pretending they were original.
A term paper is the culmination of an entire semester's work. If you've been paying attention, it should be easy, or even fun. And that's my advice to students and to everyone really. I did my best work in school when I was having fun. Don't think of it as a chore, and it won't be a chore.
Think of it as a chance to show off what you've got. There's something unique about you, something special, and you can show it in everything that you do, including a term paper.
I know that sounds cheesy and it kind of is, but it's also true. If you choose to waste your life by getting other people to have it for you, then you're only cheating yourself.