@Melonlity -- There are alternatives for people who are strapped for cash. In my state, for example, there is a very good legal aid organization that is statewide and staffed by people who are passionate about what they do for a living.
Before making the choice to be a pro se plaintiff or pro se defendant, you might check with your local legal aid office. The quality of representation you get for free may surprise you.
And, by the way, those legal aid organizations exist to provide more access to the courts systems. They are often supported by taxes and money from lawyers (interest off of trust accounts, for example). Those are resources and they should be used.