@irontoenail - I never knew that the name for those things was a bollard. I associate mooring lines with the knots that are used to tie them. Your line is only going to be as good as the knot used to secure it and not all of them come with the rope already formed into a loop.
We learned how to tie several of the most common rope knots for mooring when I was in the scouts and I've never forgotten them. It's surprising how often they come in handy, although I've never actually used them to moor a ship. Maybe one day I will.