@Azuza - I'm with you. Taking away someone's place to live is just heartless. But there's no "heart" in the tax code or in a mortgage contract. I've seen people have their homes taken away by the bank and believe me the people that do the repossession of the home have no qualms about it. I watched them put a family of four with two children onto the street with no reservations!
This was right after the recession first started though and now there are a lot more programs aimed at keeping people in their houses. If anyone is in a situation where they may have their home taken away according to the provisions of their mortgage lien bond they should definitely do a little bit of research.