@Melonlity -- it's important to remember that fatal errors aren't as common as they used to be. Remember when those infamous blue screens of death could bring a Windows computer to it's knees? When is the last time you saw one of those?
The fact is a lot of fatal errors were caused by buggy operating systems (or, more precisely, Windows operating systems mated to cheap or nonstandard hardware). Windows XP took care of a lot of those problems and Microsoft has improved things since then (for the most part). Fatal errors, then, are rarer than they used to be.