There are three major companies where you can get a free copy of your credit report from. You can have one free report a year from each of these companies.
I like to stay on top of my credit report to make sure there isn't any unusual activity going on. Since I hear so much about identity theft, this is one way I can make sure my credit cards aren't in the wrong hands.
I order my reports on a rotating basis every four months. This way I get three free reports a year, each one from a different company. It is kind of interesting to see how each of the three companies report everything.
These reports do not give your credit score, but you are least able to see a tracking of all of your activity.