Comfyshoes- I wonder what happens if you don’t use your credit cards in a while. Does the credit card company close your account and essentially eliminate your available credit limit?
I ask this question because a credit card company told a friend of mine that if she did not use the card within a certain timeframe that the credit card account would be closed, thereby revoking the existing credit limit.
She went ahead and used the card because she did not want her account closed. She knew that the eliminating this available credit would have an adverse effect on her credit rating.