@KaBoom - A lot of people are in the same boat right now with unemployment.
I would just like to give people who are filing claims on insurance policies a few tips. First, file your claim in a timely fashion. The events will be fresh in your mind and so will the evidence to back up your claim. Second, be truthful especially in a claim on your car insurance. The inspectors will figure it out if you are lying and it could affect how your claim is settled.
Filing a claim can be a little bit stressful but it's worth it in the end to get the benefits.