Sporkasia - You may be correct about some of the people who use title loan companies, but the companies do serve a purpose. When I was in college and needed a bit of cash to make it to next payday I got a loan with my car title several times.
I paid the loan off on time and got my title back with no problems. It is true that I paid a good bit of interest, but I needed the money immediately when I got the loan and I was pleased with the outcome.
Don't be too hard on these companies. After all, no one forces anyone to get a loan and we are all adults.