@SkyWhisperer - I don’t buy the whole idea that the government money was misspent, as much as I did not favor TARP personally.
By standard accounting practices, if money is allocated for one purpose and used for another purpose, you have technically broken the law. I don’t think the government did that.
Frankly, I believe that there was still a lot of TARP money that was just not spent, period. I don’t think we could tap it for other purposes, however.