The amount that American's save is usually in flux and the rate is often affected by unemployment, the status of the economy, and other factors. We have created the following chart using data provided by the Council of Economic Advisors, in their February 2003 Report. As you can see from the following chart, personal savings reached a high of 10.9% in 1982, but has been in a steady decline since 1992. Note that the percentages listed represent the percent of disposable income saved for the given year:

year	savings %
2001	2.3
2000	2.8
1999	2.6
1998	4.7
1997	4.2
1996	4.8
1995	5.6
1994	6.1
1993	7.1
1992	8.7
1991	8.3
1990	7.8
1989	7.5
1988	7.8
1987	7.3
1986	8.2
1985	9.2
1984	10.6
1983	8.8
1982	10.9
1981	10.8
1980	10.2
1979	9.2
1978	9.0
1977	8.7
1976	9.4
1975	10.6
1974	10.7
1973	10.5
1972	8.9
1971	10.0
1970	9.4
1969	7.8
1968	8.4
1967	9.4
1966	8.3
1965	8.6
1964	8.8
1963	7.8
1962	8.3
1961	8.3
1960	7.2
1959	7.6