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How do I Send a Money Order Online?

Keith Koons
Keith Koons

There are a few different methods for sending a money order online, the easiest of which may be to register with a company that offers online money orders and then complete the checkout process through the website. This method requires the user to have a valid checking or savings account or a credit card from which to withdraw the funds. Since many are not comfortable with that type of transaction, it may be easier to visit a conventional money order store and request that the funds be transferred immediately over the Internet. Using this method allows consumers to pay for the money order with cash, and the liability would remain solely on the business that completed the transaction.

In most cases, there is little reason for concern over Internet transactions as long as the seller can be verified, and these same principles apply to purchasing a money order online. If the transaction can be completed with a bank card that has a major company's logo, the consumer is 100% protected from fraudulent activity, and the funds will arrive to the other party much quicker than if conventional means were used. There are also numerous options available to verify when the money order has been deposited in a bank account, so there is little worry over it being lost in the mail or stolen.

Https at the beginning of a URL means the site is secure.
Https at the beginning of a URL means the site is secure.

To send a money order online, select a trusted website and complete the registration for a new account. During this process, the user will be asked to provide a credit or debit card number, so make sure that the website address begins with “https,” which indicates that it is an encrypted server that is completely secure. Once the sign-up process is out of the way, proceed to send the electronic money order online much like how you would do it in person—by filling out the recipient’s name, address, and other pertinent information. Be sure to double check that the account number and the amount are correct, and then hit the “send" button. After confirming the transaction through a payment verification screen, the funds are sent instantly.

Some banks no longer accept money orders due to the potential for abuse.
Some banks no longer accept money orders due to the potential for abuse.

For those who do not have computer access, there are many check-cashing businesses and banks that offer to send a money order online for no additional fees. Instead of printing a paper money order, the document will be submitted electronically by using the previously mentioned steps. As an alternative, an online money order can also be sent from public computer systems like those found within libraries and court houses. When using this method, make sure not to store any personal information within the computer, since others would have access to it.

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Discussion Comments

Talentryto

@raynbow- You make a good point, and guiding someone who is hesitant to use online banking is very kind and helpful. However, not everyone feels comfortable sharing this type of information.

You can also encourage a loved one who has never sent money online to talk to a trusted banker. Most banks have online transactions, and their customers can use both traditional and virtual banking methods. Most bankers are eager to help their clients learn how to use the online resources to bank.

Raynbow

Many people who are use to banking and sending money the traditional way are very hesitant to attempt to send money online. However, the process has the potential to make their lives much easier, because making online financial transactions is safe and convenient.

If someone in your life is hesitant to try online money transfers, one way that you can help your loved one overcome his or her concerns is to demonstrate how it is done. Next time you plan to send money online, have your loved one watch you step by step. You may even want to have him or her give it a try. You will be surprised at how your patience and guidance opens up a whole new financial world online for your loved one.

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    • Https at the beginning of a URL means the site is secure.
      By: sp4764
      Https at the beginning of a URL means the site is secure.
    • Some banks no longer accept money orders due to the potential for abuse.
      By: Pavel Losevsky
      Some banks no longer accept money orders due to the potential for abuse.