@raynbow- You make a good point, and guiding someone who is hesitant to use online banking is very kind and helpful. However, not everyone feels comfortable sharing this type of information.
You can also encourage a loved one who has never sent money online to talk to a trusted banker. Most banks have online transactions, and their customers can use both traditional and virtual banking methods. Most bankers are eager to help their clients learn how to use the online resources to bank.