I read an article about How to Handle Mold & Water Damage Claims online. The writer pointed out many things to keep in mind to when making claims to insurance companies. However, there are some points which I did not agree. I beg to disagree to the part where we should wait for the insurance representative’s advice prior removing damaged fixtures of materials. One mold removal company in Los Angeles says standing water and wet materials are a breeding ground for microorganisms, such as viruses, bacteria and mold which them pose a health issue. This is the part where I don’t agree with the insurance policy.