Buying into a franchise doesn't mean you'll automatically be a success.
I have a friend who bought into a very well-known franchise and he has worked his fingers to the bone for many years to finally become wealthy. It wasn't the easy way to go, that's for sure. And he has had to borrow so much money to get to the place where banks would even consider him for a loan. When he looks back, he wonders where he found the chutzpah to ask for that first loan. He had to believe in himself as well as the company.