@Comfyshoes - I agree. I love hearing those financial advice shows on television and I could see myself doing that. I also had a friend that got into a personal banker position after successful evaluations as a teller.
She told me that a personal banker’s salary starts at about $40,000 a year not including bonuses. The personal banker job description does include a considerable amount of sales and follow up with current customers especially if a customer mentioned that they might be in the market for a home equity loan, a mortgage, or a car loan.
While the personal banker usually handles discussions regarding home equity loans and car loans, they will usually set up an appointment for their customer to speak with the bank’s mortgage advisor because they are the only ones that can discuss mortgages with the customers.
Banks have strict rules about the information that they can disclose. Products such as investments and mortgages require that the representative be licensed. It is something that the personal banker can shoot for it the future because this position has many career paths.