@literally45-- I agree with you that online credit card fraud is becoming more frequent. I don't think that online transactions can be 100% safe because the internet is an open network that anyone can access. There are many intelligent hackers that use the system illegally for fraud.
Unfortunately, it's difficult or perhaps even impossible, for the government to regulate and oversee all internet transactions. Although there are systems in place where after reporting online fraud, a government agency will look into it and try to find the criminals. So it's important for all victims of fraud to report it to the necessary agencies.